Employee Insurance Enrollment Information

Enrolling in SCCSD Insurance & Benefits

Each year, open enrollment runs throughout the month of May. Benefit enrollment forms are due to the Human Resources Department by the last business day in May.

Flexible Spending Account enrollment forms are also due by the last business day in May. A Flex enrollment form is required for enrollment each year. Staff who do not submit a Flex enrollment form on time, will not be enrolled for the new plan year.

Mid-Year Insurance Changes

Mid-year insurance changes are only allowed for qualifying events. HR must be notified of these events within the specific timeframes listed below.

Marriage – 31 days from the event
Death – 31 days from the event
Divorce – 31 days from the event
Loss or addition of other coverage – 31 days from the event
Baby or adoption – 60 days from the event

Insurance & Benefits Enrollment/Change/Cancellation Request Form

If employment commences on the first of the month, benefits will be effective on the first day of the same month. If employment commences after the first day of the month, benefits will be effective the first of the month following employment. 

Insurance & Benefits Enrollment FAQs


2022-2023 Insurance Changes & Information

Following a recommendation by the Insurance Committee, the School Board has approved remaining with United Healthcare (UHC), Delta Dental, and VSP for the new plan year starting on July 1, 2022.  All employees and early retirees will begin paying their new premium amounts on July 1, 2022.  Deductibles and Out-of-Pocket Maximums are calculated on a calendar basis from January 1 – December 31.

Insurance for 2022-2023 Plan Year at a Glance

Insurance Company Changes 
Health  UnitedHealthcare

6% premium increase & no plan design change

Dental Delta Dental 

No premium change & no plan design changes

Vision VSP 

No premium change & no plan design changes

Life

UnitedHealthcare

Vendor change to UHC with plan design changes

Long Term Disability (LTD)

Madison National Life (MNL)

No premium change & no plan design changes. 

Flex

WEX

Plan Year: 7/1/2022 – 6/30/2023
(Must fill out a new form every year)

Health Premium Changes 

    Plan Year 2021-2022 Plan Year 2022-2023
Value Plan ($1,500 Deductable) Employee Only

$899.00

$953.00

EE + Spouse

$1,888.00

$2,002.00

EE + Child(ren)

$1,709.00

$1,811.00

EE + Family (SP + CH)

$2,608.00

$2,764.00

High Deductible ($3,500 Deductable) Employee Only

$744.00

$789.00

EE + Spouse

$1,563.00

$1,657.00

EE + Child(ren)

$1,414.00

$1,499.00

EE + Family (SP + CH)

$2,158.00

$2,288.00

Health Plan Design Comparison

Single Medical Coverage Value HDHP
Deductible  In-Network $1,500 $3,500
Doctor Office Visit Co-Pay In-Network $25 Deductible
Virtual Visits In-Network $0 Deductible 
Specialist Co-Pay In-Network $40 Deductible
Coinsurance After Deductible  In-Network 80% / 20% Deductible
Out of Pocket Maximum In-Network $3,500 $3,500
Prescription Drug Coverage Value HDHP
Tier One $10 Deductible
Tier Two $30 Deductible
Tier Three $50 Deductible
DENTAL
Plan Year 2021-2022
No premium change
No design change
Employee Only $33.00
+1 Dependent $61.00
+2 Dependents $90.00
+3 or More Dependents $123.00
VISION
Plan Year 2021-2022
No premium change
No design change
Employee Only $7.09
+1 Dependent $12.88
+2 Dependents $19.73

SUPPLEMENTAL LIFE (includes matching AD&D)

Plan Year 2022 – 2023

No premium change                                                 New benefit amounts available for election

$20,000

$5.40

$30,000

$8.10

$50,000

$13.50

$75,000

$20.25

$100,000

$27.00

$125,000

$33.75

LONG TERM DISABILITY

Plan Year 2022 – 2023

No premium change
No design change

The LTD plan is voluntary (100% paid by the employee).  Rates are based on employees’ age and salary. 

Life Insurance – What’s New Starting July 1, 2022

With our change in life insurance carriers to UHC, the District is now able to offer the following basic life insurance to employees:

  • $75,000 for Administrators and Associate Professionals
  • $30,000 for SCEA, SCESPA, Transportation, Food Service, O & M, ESSP, and ESC Admin. Assistants

Questions? Contact Us!

Kim Smith, Benefits Manager
712-279-6692 Ext. 6121

Paul Logsdon, Benefits Administrative Assistant
712-279-6692 Ext. 6120