Enrolling in SCCSD Insurance & Benefits
Each year, open enrollment runs throughout the month of May. Benefit enrollment forms are due to the Human Resources Department by the last business day in May.
Flexible Spending Account enrollment forms are also due by the last business day in May. A Flex enrollment form is required for enrollment each year. Staff who do not submit a Flex enrollment form on time, will not be enrolled for the new plan year.
Mid-Year Insurance Changes
Mid-year insurance changes are only allowed for qualifying events. HR must be notified of these events within the specific timeframes listed below.
Marriage – 31 days from the event
Death – 31 days from the event
Divorce – 31 days from the event
Loss or addition of other coverage – 31 days from the event
Baby or adoption – 60 days from the event
Insurance & Benefits Enrollment/Change/Cancellation Request Form
If employment commences on the first of the month, benefits will be effective on the first day of the same month. If employment commences after the first day of the month, benefits will be effective the first of the month following employment.
Insurance & Benefits Enrollment FAQs
2022-2023 Insurance Changes & Information
Following a recommendation by the Insurance Committee, the School Board has approved remaining with United Healthcare (UHC), Delta Dental, and VSP for the new plan year starting on July 1, 2022. All employees and early retirees will begin paying their new premium amounts on July 1, 2022. Deductibles and Out-of-Pocket Maximums are calculated on a calendar basis from January 1 – December 31.
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Insurance for 2022-2023 Plan Year at a Glance |
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| Insurance | Company | Changes |
| Health | UnitedHealthcare |
6% premium increase & no plan design change |
| Dental | Delta Dental |
No premium change & no plan design changes |
| Vision | VSP |
No premium change & no plan design changes |
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Life |
UnitedHealthcare |
Vendor change to UHC with plan design changes |
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Long Term Disability (LTD) |
Madison National Life (MNL) |
No premium change & no plan design changes. |
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Flex |
WEX |
Plan Year: 7/1/2022 – 6/30/2023 |
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Health Premium Changes |
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| Plan Year 2021-2022 | Plan Year 2022-2023 | ||
| Value Plan ($1,500 Deductable) | Employee Only |
$899.00 |
$953.00 |
| EE + Spouse |
$1,888.00 |
$2,002.00 |
|
| EE + Child(ren) |
$1,709.00 |
$1,811.00 |
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| EE + Family (SP + CH) |
$2,608.00 |
$2,764.00 |
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| High Deductible ($3,500 Deductable) | Employee Only |
$744.00 |
$789.00 |
| EE + Spouse |
$1,563.00 |
$1,657.00 |
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| EE + Child(ren) |
$1,414.00 |
$1,499.00 |
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| EE + Family (SP + CH) |
$2,158.00 |
$2,288.00 |
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Health Plan Design Comparison |
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| Single Medical Coverage | Value | HDHP | |
| Deductible | In-Network | $1,500 | $3,500 |
| Doctor Office Visit Co-Pay | In-Network | $25 | Deductible |
| Virtual Visits | In-Network | $0 | Deductible |
| Specialist Co-Pay | In-Network | $40 | Deductible |
| Coinsurance After Deductible | In-Network | 80% / 20% | Deductible |
| Out of Pocket Maximum | In-Network | $3,500 | $3,500 |
| Prescription Drug Coverage | Value | HDHP | |
| Tier One | $10 | Deductible | |
| Tier Two | $30 | Deductible | |
| Tier Three | $50 | Deductible | |
| DENTAL | ||||
| Plan Year 2021-2022 | ||||
| No premium change No design change |
Employee Only | $33.00 | ||
| +1 Dependent | $61.00 | |||
| +2 Dependents | $90.00 | |||
| +3 or More Dependents | $123.00 | |||
| VISION | ||||
| Plan Year 2021-2022 | ||||
| No premium change No design change |
Employee Only | $7.09 | ||
| +1 Dependent | $12.88 | |||
| +2 Dependents | $19.73 | |||
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SUPPLEMENTAL LIFE (includes matching AD&D) |
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Plan Year 2022 – 2023 |
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No premium change New benefit amounts available for election |
$20,000 |
$5.40 |
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$30,000 |
$8.10 |
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$50,000 |
$13.50 |
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$75,000 |
$20.25 |
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$100,000 |
$27.00 |
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$125,000 |
$33.75 |
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LONG TERM DISABILITY |
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Plan Year 2022 – 2023 |
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No premium change |
The LTD plan is voluntary (100% paid by the employee). Rates are based on employees’ age and salary. |
Life Insurance – What’s New Starting July 1, 2022
With our change in life insurance carriers to UHC, the District is now able to offer the following basic life insurance to employees:
- $75,000 for Administrators and Associate Professionals
- $30,000 for SCEA, SCESPA, Transportation, Food Service, O & M, ESSP, and ESC Admin. Assistants
Questions? Contact Us!
Kim Smith, Benefits Manager
712-279-6692 Ext. 6121
Paul Logsdon, Benefits Administrative Assistant
712-279-6692 Ext. 6120